Welcome to the Business Finance Center of Tulare, California

SBA 504 Loan Program

The 504 program gives small business owners access to 90 percent financing at a low-cost, fixed-rate. Typically, 504 loans can be used for small business owners who wish:
	To own workplace-retail, a professional building, a manufacturing facility or warehouse OR;
	To build a new building for business, office, restaurant, hotel or franchise operation, OR
	To purchase machinery or equipment.
	As shown in the pie chart, the 504 loan cuts in half the 20 percent downpayment that would ordinarily be required of the business owner. (Based upon good credit history and other considerations.)

Consolidated Testing Labs, Inc.

Location:	710 S. Kaweah Ave. Exeter, CA
Loan information:	lisa@cdctulare.com
BFC phone:	559-688-6666

Consolidated Testing Labs, Inc. was started in 1980 by Wayne Harris, and was incorporated in 1987. In 1991, Wayne’s son David Harris took over the operations of the business when his father retired. The business is diversified in construction testing, environmental soils testing, well drilling and septic system designs. David Harris was looking at purchasing a location in Exeter to expand his business when his bank recommended the SBA 504 loan program. This new location will allow his employees quicker access to Highways 198 and 99 to service existing customers in Fresno and Madera counties, as well as expand business opportunities west toward Coalinga.